Text Fact Grid

A personal touch backed by global strength

Gallagher Private Client, as part of Gallagher’s larger global holdings, is able to distill the scale and efficiency of a Fortune 500 company into the one-on-one relationships our clients deserve.

  • Proven Credibility

    Serving Clients for 95+ years

  • Trusted Advisors

    Managing more than $10B in insured assets

  • Savvy Growth

    Expanding expertise through strategic M&A

  • Global Reach

    Partnering across the U.S. and internationally

  • Complex Risk

    Insuring challenging exposures

  • Family Office

    Preserving generational wealth

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  • Proven Credibility

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  • Savvy Growth

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How it works

This captive solution is designed to mirror your existing Chubb coverage, ensuring seamless protection for property, contents, and scheduled valuables.

  • Your policy, unchanged

    Continue enjoying your standard Chubb coverage with identical limits and deductibles.

  • Shared captive structure

    Chubb collaborates with Artex Axcell, Gallagher’s captive facility, which assumes the first $1 million per occurrence of risk.

  • Premium contribution

    A portion of your premium (35%) is allocated to the captive, to cover underwriting performance.

  • Security deposit

    Members post a cash security deposit equal to 20% of their annual premium, further strengthening the pool.

  • Collective strength

    Member contributions are combined, building a resilient pool from which claims are paid.

  • Upside potential

    If losses are lower than anticipated, surplus funds will be distributed to members following the close of the program year.